Glossary

To help navigate this FAQ, here are key terms used throughout:

XXImo FS – XXImo Financial Services B.V.

DNB – De Nederlandsche Bank (Dutch Central Bank)

AFM – Authority for the Financial Markets (Dutch financial regulator)

AML/ATF – Anti-Money Laundering & Anti-Terrorist Financing regulations

Wwft – Dutch Anti-Money Laundering and Anti-Terrorist Financing Act

Wft – Dutch Financial Supervision Act

Sanctiewet 1977 – Dutch Sanctions Act

EMI – Electronic Money Institution (a licensed entity that issues digital payments, such as XXImo FS)

KYC – Know Your Customer (customer identity verification process)

KYB – Know Your Business (business entity verification process)

UBO – Ultimate Beneficial Owner (individuals who ultimately own or control a company)

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